Month: November 2012

The term Black Friday was introduced to the American culture at some point back in the 1960s, but back then journalists advised people to stay at home to avoid the congestion and bad attitudes that go along with rampant consumerism and masses of shoppers who are hunting for the next deal. At some point in the last ten years, this dark day seems to have morphed in to an actual celebration of all the greediest and most selfish instincts we have. This year, however, I had a great Thanksgiving and all I had to do was tune Black Friday out. Did I miss out on big savings… or stumble across an even sweeter deal?

A lot of people tend to panic when they receive notification of debt collection activity, and more than a few have paid up on false claims just to protect their credit rating or business’ reputation. It is important to remember, though, that you don’t have to give in to the shakedown because there are legal protections available to those who dispute debt claims being made against them. My recent experience with Sprint has already shown some positive results, and we’ve barely even begun the dispute process! Find out how to protect your credit score and bank account from shady businesses and their favorite debt collectors.